Closing Costs

Finding the right home at the right price is just one aspect of a real estate transaction. A.C. Goldt Realty & Property Management Incorporated is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call us today at (510) 357-3350 if your needs include a real estate pro ready for the business side of buying and selling.

Expected closing costs

There are certain standard fees associated with closing the sale of a house. These costs are usually split between the buyer and seller, as noted in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in California to help lead you through the deal.

Costs pertaining to your mortgage to be paid at closing   

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing  

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your sale, we'll not only work to get the highest sales price, but we'll also push for limited closing costs. And once we've arrived at an agreement, we'll fully explain the closing costs so you are aware of exactly where your money is going.

Buyers: When purchasing a home in Alameda County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a suitable range so you're not startled when you show up at the closing appointment. We'll be happy to review the GFE with you, answering your questions and highlighting any estimates that seem off.